PMFBY insures your notified crop against drought, flood, pests, hailstorm and other calamities — from pre-sowing to 14 days after harvest. If the area's yield falls below the guaranteed level, the claim is paid into your bank account.
How to apply
- Enrol before the seasonal cut-off date at your bank, CSC or on pmfby.gov.in (loanee farmers are enrolled through their bank automatically).
- Pay your premium share and keep the receipt; declare the crop sown for the insured plot.
- Report crop loss within 72 hours on the helpline 14447 or the Crop Insurance app to trigger a claim survey.